Obama answers to healthcare reform are listed below. Are we ready to turn over one Trillion dollars in ten years to pay premiums that benefits the insurance industry? Let’s change how primary care is offered to the uninsured with a new system that access healthcare.
What are the benefits of the public option?
Health reform must be built on three fundamental principles: It must lower the skyrocketing cost of health care; guarantee choice of doctors and plans; and assure quality affordable health care for every American. A public option would achieve those goals and give the American people more choices. It would foster greater competition; lower costs; and give consumers a greater variety of affordable choices
What is the insurance exchange?
The health insurance exchange is a marketplace that will offer affordable high-quality health insurance options. It will provide relief to families who have no insurance or do not get adequate insurance at work and cannot afford to buy it in the costly individual or small group market. It is also for small businesses that cannot afford small group health insurance.. It is one-stop shopping that will enable you and your family to find a plan that is right for you.
For workers at big companies with group coverage, you can keep what you have with new protections against unfair insurance regulations that could limit your coverage if you get sick. And if you lose your job, move or decide to leave that company, you will know that there will be high-quality affordable health insurance options available for you on the exchange.
Why should people with insurance pay to cover those who don’t have it?
They are already paying for the uninsured. American families with insurance pay a hidden tax of roughly $1000 for the cost of caring for people without insurance. As more Americans become insured, that hidden tax will begin to disappear. In addition, covering everyone will put downward pressure on costs. Bringing younger, healthier people into the system will spread the risk. As more Americans become covered, insurance companies will compete for their business. That will begin to lower costs. And health insurance reform will create stability and security for everyone. If you lose or change jobs you will have the peace of mind of knowing that you will always be able to find an affordable health insurance option for your family.
If you read carefully, the healthcare reform plan requires premium payments to insurance companies on a promise the insurance premiums will be lower due to competition, one stop shop, and spreading the risk with younger and healthier people. Sounds familiar! The fact is this has been the promised by the industry for 30 years, and all we have is 47 million uninsured. The truth is we have been told this for over 4 decades and the industry has done nothing but collect premiums and profit from it. It is NOW time to start real healthcare reform and offer an alternative exclusive plan where the uninsured problem is solved by each community? These services can be rendered without the current insurance distribution system involvement. We the middleclass working American can go and get quality care for a monthly contribution which encompasses all primary, acute, and preventive care at a 47MR Center. A 47MR Center accepts no insurance carrier, and is supported by the community providers, businesses, and municipalities for the benefit of all their uninsured citizens. Let the money flow to the centers in the community and not the insurance industry for the uninsured. Let the individual and small business have the option of participating into this 47MR Center and the ability to purchase stop loss insurance at a low cost. See the model and learn more.
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