In listening to the President's weekly address today, it all sounds great. Getting the insurance industry to include prevention, mammographies, no pre-existing conditions, accept all the risk with no limitations or caps is a great idea. Yet if we have coverage, we can keep everything as we had before; our plan, our doctor, and our deductibles will even be capped to a maximum out of pocket. WOW why would anyone in their right mind not stand up and support this plan?
Why would any American object to reform? We American have waited over 4 decades to hear this news. We should all be ecstatic to finally see this done?
However, America is not convinced since the HOW is not clearly defined. We hear all the words, but have seen what has happened with the banks. What assurance do we have this is just not another windfall from which the insurance industry benefits? Remember the biggest objection is the public option, not the mandates.
Are we not to believe that the money being raised, a total of one trillion dollars of tax payer money, is not going to the insurance industry?
Are we now to believe that the plan currently offered by the industry will not have to include all the risk and offer a full major medical comprehensive plan to all Americans as the only plan design offering?
Are we to now believe that the insurance will make these comprehensive plans affordable even though the risks increased for the insurance industry?
Are we to believe that the expansion of Medicaid will lower the fraud and abuse experienced by this broken system by now forcing or mandating the uninsured to join the plan?
Are we to believe that Americans are going to pay less when the industry will charge more, or would Americans buy minimum coverage just because it's mandated like car insurance, creating a bigger pool of underinsured?
Are we to believe if the government subsidizes our premium to pay for the insurance we are paying less while insurance charges more, requiring more taxes for Americans to pay?
Are we to believe just having insurance will open the doors to the medical providers who seem to have them close for the Medicaid, underinsured, and the uninsured?
Are we to believe the current distribution system of the insurance industry that has existed for 4 decades is the best system for access to healthcare?
I believe the current health reform needs to answer these questions and show the American people HOW it will work. American is divided in the HOW, not the fact that we need change.
Americans are not convinced and need answers to these questions. Our children's future depends on what we do today. No one is willing to gamble with their children's future without straight answers on HOW.
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