It is amazing that this issue of socialize Medicine goes back 48 years. The question I have is why the opposition of socialize medicine are not held accountable for their actions after defeating socialize medicine these past 48 years?
In 1993, opposition again defeats the issue of universal healthcare and profits at the expense of the American people leaving 36 million uninsured. We American must carefully view the motives on both sides. If this nation is to resolve this issue on healthcare, and if we have learned anything from the past, we must free ourselves of both government and the insurance industries control.
We must change the way we distribute healthcare and be free from the insurance industry being the nucleus of which everyone revolves. A citizen, a business, a provider, an insurance carrier should be equal. Each one leg of a 4 legged chair. Therefore, a distribution system where provider, citizen and business can work together without insurance involvement on primary acute care, prevention, and wellness is needed.
Where insurance is only available for catastrophic illnesses and government regulates and protects the patient’s bill of rights. Freedom is only preserved when we are free from control of both.
Thursday, August 27, 2009
Tuesday, August 11, 2009
A New Type of Center, A Community Option vs. Insurance?
Obama answers to healthcare reform are listed below. Are we ready to turn over one Trillion dollars in ten years to pay premiums that benefits the insurance industry? Let’s change how primary care is offered to the uninsured with a new system that access healthcare.
What are the benefits of the public option?
Health reform must be built on three fundamental principles: It must lower the skyrocketing cost of health care; guarantee choice of doctors and plans; and assure quality affordable health care for every American. A public option would achieve those goals and give the American people more choices. It would foster greater competition; lower costs; and give consumers a greater variety of affordable choices
What is the insurance exchange?
The health insurance exchange is a marketplace that will offer affordable high-quality health insurance options. It will provide relief to families who have no insurance or do not get adequate insurance at work and cannot afford to buy it in the costly individual or small group market. It is also for small businesses that cannot afford small group health insurance.. It is one-stop shopping that will enable you and your family to find a plan that is right for you.
For workers at big companies with group coverage, you can keep what you have with new protections against unfair insurance regulations that could limit your coverage if you get sick. And if you lose your job, move or decide to leave that company, you will know that there will be high-quality affordable health insurance options available for you on the exchange.
Why should people with insurance pay to cover those who don’t have it?
They are already paying for the uninsured. American families with insurance pay a hidden tax of roughly $1000 for the cost of caring for people without insurance. As more Americans become insured, that hidden tax will begin to disappear. In addition, covering everyone will put downward pressure on costs. Bringing younger, healthier people into the system will spread the risk. As more Americans become covered, insurance companies will compete for their business. That will begin to lower costs. And health insurance reform will create stability and security for everyone. If you lose or change jobs you will have the peace of mind of knowing that you will always be able to find an affordable health insurance option for your family.
If you read carefully, the healthcare reform plan requires premium payments to insurance companies on a promise the insurance premiums will be lower due to competition, one stop shop, and spreading the risk with younger and healthier people. Sounds familiar! The fact is this has been the promised by the industry for 30 years, and all we have is 47 million uninsured. The truth is we have been told this for over 4 decades and the industry has done nothing but collect premiums and profit from it. It is NOW time to start real healthcare reform and offer an alternative exclusive plan where the uninsured problem is solved by each community? These services can be rendered without the current insurance distribution system involvement. We the middleclass working American can go and get quality care for a monthly contribution which encompasses all primary, acute, and preventive care at a 47MR Center. A 47MR Center accepts no insurance carrier, and is supported by the community providers, businesses, and municipalities for the benefit of all their uninsured citizens. Let the money flow to the centers in the community and not the insurance industry for the uninsured. Let the individual and small business have the option of participating into this 47MR Center and the ability to purchase stop loss insurance at a low cost. See the model and learn more.
What are the benefits of the public option?
Health reform must be built on three fundamental principles: It must lower the skyrocketing cost of health care; guarantee choice of doctors and plans; and assure quality affordable health care for every American. A public option would achieve those goals and give the American people more choices. It would foster greater competition; lower costs; and give consumers a greater variety of affordable choices
What is the insurance exchange?
The health insurance exchange is a marketplace that will offer affordable high-quality health insurance options. It will provide relief to families who have no insurance or do not get adequate insurance at work and cannot afford to buy it in the costly individual or small group market. It is also for small businesses that cannot afford small group health insurance.. It is one-stop shopping that will enable you and your family to find a plan that is right for you.
For workers at big companies with group coverage, you can keep what you have with new protections against unfair insurance regulations that could limit your coverage if you get sick. And if you lose your job, move or decide to leave that company, you will know that there will be high-quality affordable health insurance options available for you on the exchange.
Why should people with insurance pay to cover those who don’t have it?
They are already paying for the uninsured. American families with insurance pay a hidden tax of roughly $1000 for the cost of caring for people without insurance. As more Americans become insured, that hidden tax will begin to disappear. In addition, covering everyone will put downward pressure on costs. Bringing younger, healthier people into the system will spread the risk. As more Americans become covered, insurance companies will compete for their business. That will begin to lower costs. And health insurance reform will create stability and security for everyone. If you lose or change jobs you will have the peace of mind of knowing that you will always be able to find an affordable health insurance option for your family.
If you read carefully, the healthcare reform plan requires premium payments to insurance companies on a promise the insurance premiums will be lower due to competition, one stop shop, and spreading the risk with younger and healthier people. Sounds familiar! The fact is this has been the promised by the industry for 30 years, and all we have is 47 million uninsured. The truth is we have been told this for over 4 decades and the industry has done nothing but collect premiums and profit from it. It is NOW time to start real healthcare reform and offer an alternative exclusive plan where the uninsured problem is solved by each community? These services can be rendered without the current insurance distribution system involvement. We the middleclass working American can go and get quality care for a monthly contribution which encompasses all primary, acute, and preventive care at a 47MR Center. A 47MR Center accepts no insurance carrier, and is supported by the community providers, businesses, and municipalities for the benefit of all their uninsured citizens. Let the money flow to the centers in the community and not the insurance industry for the uninsured. Let the individual and small business have the option of participating into this 47MR Center and the ability to purchase stop loss insurance at a low cost. See the model and learn more.
Saturday, August 8, 2009
ARE WE NOT TO BELIEVE IN HOW?
In listening to the President's weekly address today, it all sounds great. Getting the insurance industry to include prevention, mammographies, no pre-existing conditions, accept all the risk with no limitations or caps is a great idea. Yet if we have coverage, we can keep everything as we had before; our plan, our doctor, and our deductibles will even be capped to a maximum out of pocket. WOW why would anyone in their right mind not stand up and support this plan?
Why would any American object to reform? We American have waited over 4 decades to hear this news. We should all be ecstatic to finally see this done?
However, America is not convinced since the HOW is not clearly defined. We hear all the words, but have seen what has happened with the banks. What assurance do we have this is just not another windfall from which the insurance industry benefits? Remember the biggest objection is the public option, not the mandates.
Are we not to believe that the money being raised, a total of one trillion dollars of tax payer money, is not going to the insurance industry?
Are we now to believe that the plan currently offered by the industry will not have to include all the risk and offer a full major medical comprehensive plan to all Americans as the only plan design offering?
Are we to now believe that the insurance will make these comprehensive plans affordable even though the risks increased for the insurance industry?
Are we to believe that the expansion of Medicaid will lower the fraud and abuse experienced by this broken system by now forcing or mandating the uninsured to join the plan?
Are we to believe that Americans are going to pay less when the industry will charge more, or would Americans buy minimum coverage just because it's mandated like car insurance, creating a bigger pool of underinsured?
Are we to believe if the government subsidizes our premium to pay for the insurance we are paying less while insurance charges more, requiring more taxes for Americans to pay?
Are we to believe just having insurance will open the doors to the medical providers who seem to have them close for the Medicaid, underinsured, and the uninsured?
Are we to believe the current distribution system of the insurance industry that has existed for 4 decades is the best system for access to healthcare?
I believe the current health reform needs to answer these questions and show the American people HOW it will work. American is divided in the HOW, not the fact that we need change.
Americans are not convinced and need answers to these questions. Our children's future depends on what we do today. No one is willing to gamble with their children's future without straight answers on HOW.
Why would any American object to reform? We American have waited over 4 decades to hear this news. We should all be ecstatic to finally see this done?
However, America is not convinced since the HOW is not clearly defined. We hear all the words, but have seen what has happened with the banks. What assurance do we have this is just not another windfall from which the insurance industry benefits? Remember the biggest objection is the public option, not the mandates.
Are we not to believe that the money being raised, a total of one trillion dollars of tax payer money, is not going to the insurance industry?
Are we now to believe that the plan currently offered by the industry will not have to include all the risk and offer a full major medical comprehensive plan to all Americans as the only plan design offering?
Are we to now believe that the insurance will make these comprehensive plans affordable even though the risks increased for the insurance industry?
Are we to believe that the expansion of Medicaid will lower the fraud and abuse experienced by this broken system by now forcing or mandating the uninsured to join the plan?
Are we to believe that Americans are going to pay less when the industry will charge more, or would Americans buy minimum coverage just because it's mandated like car insurance, creating a bigger pool of underinsured?
Are we to believe if the government subsidizes our premium to pay for the insurance we are paying less while insurance charges more, requiring more taxes for Americans to pay?
Are we to believe just having insurance will open the doors to the medical providers who seem to have them close for the Medicaid, underinsured, and the uninsured?
Are we to believe the current distribution system of the insurance industry that has existed for 4 decades is the best system for access to healthcare?
I believe the current health reform needs to answer these questions and show the American people HOW it will work. American is divided in the HOW, not the fact that we need change.
Americans are not convinced and need answers to these questions. Our children's future depends on what we do today. No one is willing to gamble with their children's future without straight answers on HOW.
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