Wednesday, September 30, 2009

Is the greed and the underline pockets being filled to stop healthcare reform in this country?

The fact is both sides in Congress have their pockets filled, Democrats as well as Republicans. The deal is simply no-preexisting conditions, prevention, unlimited coverage to be included, in exchange for government subsidies, one expensive comprehensive plan design w HSA’s limits, and mandates. The American public will not notice the increase cost due to the subsidies, and the carriers will make the plans look different by color coding it, and make it look patriotic. So the American public can purchase healthcare by having a platinum, gold, silver, or bronze plan. The only difference is in the payout percentile. The carriers will start from 90% and go down to 60%. Oh let’s not forget the young invincible who will now have to buy insurance (the bronze plan modification), for which the carrier will call it catastrophic insurance. All this can now be administered by each state having to have their own exchange (layer of bureaucracy) and overseen by the insurance commissioner (former insurance executive). And finally the carriers will use the same claims administration distribution system for everyone, so they can CONTROL, by collect all the premiums, by charge 22% up to 30% administration, and by discounting the fees paid to physicians, medical facilities, hospital, and providers who do the work. The American consumer should now be thankful for only having to choose one plan, have more bureaucracy and administration, be force to buy insurance, and pay premiums three times. Government subsidies, insurance companies premiums and providers directly whom will not accept this plan. Is there another alternative? I believe there is, a community option.

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