Wednesday, June 17, 2009

Enough is Enough; it’s time to look outside the box for healthcare reform.

Are any of the experts looking outside the box for healthcare reform? In reading the Washington Post article “Will the Health Industry Derail Obama's Reforms?” the basic theme is the American people cannot resolve their own healthcare issues so government, AMA, Insurance Carriers, and special interest must offer a solution for the American people.

Since the government is willing to spend American taxpayers money and give it to these organization for a promise to provide a solution to take care of the 16 million uninsured at a cost of 1trillion dollars by offering a public plan, these organization protesting not about the cost but rather about the restrictions the public plan would impose on them.

The potential loss of private business, the constraints of payout to providers, the control shift from private to public, and the standard of care all become in question with this idea of public government plans. So the battle begins as it did back in 1993.

The government is currently offering three public plans, Medicaid, Medicare, Veterans Administration Healthcare, each with their pros and cons. So it is necessary to fix the problems in these government programs, and creating an efficient system prior to looking to expand or enter into another public plan. We must remember many of these public plans are administrated by private insurance carriers and the overbilling and fraud continues on these carriers watch of taxpayers’ money.

So what can we expect from the government or the healthcare and insurance industry? They have been working together for years and there have been no positive results. Is it because too many compromises are made in Washington, which results in public policy at the expense of the American people? Just the thought of the President considering mandating healthcare to the 47 million uninsured, is a windfall to the insurance industry and clearly demonstrate this point.

Enough is enough in allowing Washington to continue this narrow focus on solving healthcare problem through the taxpayers by paying the insurance industry, and healthcare industry for a broken healthcare system.

The government should be more in touch in what the American people want and need. The reality is clear of the 47 million uninsured, only 16 million will be insured at the cost of 1 trillion dollars. So what about the rest? If the government wants change then fix the problem by making AIG and the rest of the insurance industry offer stop-loss catastrophic policies which cover the major illnesses by placing a stop gap of 25K, 50K, 75K to the American uninsured which is a fraction of the cost of what is offered now. American wants protection of their major assets and wants policies that protect those assets in the event of major medical emergency.

The primary medical services can be provided on a community level. Many Doctors are now not accepting any insurance and offer affordable fees to their community in an effort to provide care for the uninsured. This is simple and provides access to the uninsured.

An expanded model exists of this simple concept, which shows from the grass roots how each community can service their own uninsured. All the government must do is to listen to the professionals whom are making a difference in their community. Listen to the American People whom want to protect their assets and willing to pay for premium that protect their assets if a major illness occurs, listen to insurance professional whom are tired of selling inferior insurance healthcare products that benefits no one but the industry and watch their client lose everything due to being under insured.

A solution exist which addresses the problem of the 47 million uninsured, apart of what already exist. It meets the Presidents requests with minimum government contribution, or insurance industry involvement. Let us have this model be an alternative for the American people in their own communities. Read more at www.47millionreasons.org. Join the 47 Million Reasons Healthcare Movement.
http://apps.facebook.com/causes/286402?m=3124eff7

No comments:

Post a Comment